South Asian region undergoes rapid geo-strategic changes along with permanent geographic feature making the region a complex web of interlinked and conflicting power interests of regional and international power elites. It is one of the most volatile regions with three neighboring nuclear powers. Historically, the Civilization of South Asia shares a common historical legacy. The British colonial rulers have fragmented the society into different fault lines of ethnicity, religion, race, languages and disguise of nationalism based on religion. The partition of Indian subcontinent in 1947 had entailed the communal riots and, killing and suffering of millions of people as refugee and displaced.

One of the major problems the region is facing now-a-days is misunderstanding among different so-called extreme religious groups which has been spoiling peace and harmony. Nuclear proliferations in South Asia and intense competition between India and Pakistan are other major impediments towards the establishment of peace in south Asia.

‘In addition, South Asia is a conflict prone region inflated with enormous bilateral disputes and interstate conflicts. Among these, territorial conflicts which comes first includes India-Pakistan deadlock on issues of Siachen Glacier, Kargil and Sir Creek and Kashmir dispute which has resulted in two major wars. The ensued hostility is still going on between the countries.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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