Youth just like a river. “Around the world the terms “youth”, “adolescent”, “teenager”, and “young person” are interchanged, often meaning the same thing, occasionally differentiated. Youth generally refers to a time of life that is neither childhood nor adulthood, but rather, somewhere in-between. Youth also identifies a particular mindset of attitude, as in “He is very youthful”. The term youth is also related to being young. “This world demands the qualities of youth: not a time of life but a state of mind, a temper of the will, a quality of imagination, a predominance of courage over timidity, of the appetite for adventure over the love of ease.” – Robert Kennedy Youth is an alternative word to the scientifically-oriented adolescent and the common American terms of teen and teenager.

Another common title for youth is young person or young people.”

The age bracket of youth defined by Department of Youth Development was 15 – 35 years. However, the new National Youth Policy defines youth as persons in the age group of 18 – 35 years. This definition leaves out almost entirely the very important segment of adolescents (10 – 19 years), which has been classified as a separate segment of young people as defined in a joint definition by WHO, UNICEF and UNFPA. “The time of life when a person is young, especially the time before a child becomes an adult.”  “The fresh or vigorous condition or appearance of body, mind, or spirit characteristics of the period between childhood and maturity.”

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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