12. The quality of basic education needs substantial improvement, and should include life skills and new information technologies.
13. There is a need to guarantee the freedom of association and the right to strike for young working people. and Establish separate youth ministry and development bodies in various levels.
14. Development of youth participation at various conferences and consultations, because it gives voice to the youth.

15. Youth should be asked their opinion as major section of the society and future of the nation, in every policy making, decision making, fund raising and so on issues, since they themselves are involved in such activities and their problems should be taken sincerely and seriously and it should be solved because they are the future of the nation.
16. Peace building and various development academic programs should receive more funding and support and more youths should be benefited from it. And every stakeholder: Political Parties, Media, Civil Society, Government, Business Circle have to provide more opportunities to build up and show talents and creativity to the youths.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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