Alternative Dispute Resolution (ADR)

‘Alternative dispute resolution (ADR) consists of a variety of approaches to early intervention and dispute resolution.’ Youth can play their important roles for resolving conflict in South Asia by the following techniques and methods of ADR. These are: arbitration, conciliation, mediation, negotiation, facilitation, fact-finding, cooperative problem-solving, early neutral evaluation, interest-based problem-solving, dispute panels, settlement conferences, ombudsmen, partnering and peer review.

Community Development

“Community development is a structured intervention that gives communities greater control over the conditions that affect their lives.” Throughout the region, different forms of community development organizations and their programs are keeping the benevolent role of youth engagement in their activities like deeper involvement with the communities, invigorated staff and volunteers, and sole insights that offer their employment greater impact. By this program youth learn that how they can create and take advantage of opportunities to make a real impact on the communities in which they live.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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