Developed by Tony Buzan in 1970, Mind Mapping is a revolutionary technique for capturing ideas on a horizontal surface. Mento, Martinelli and Jones (1999) found the use of mind mapping for understanding case studies very useful among post graduate EMBA students. According to Buzan (1989), mind mapping can be used in every activity where thought, planning, recall or creativity is involved. A mind map allows a user to record a great deal of information in the form of linked ideas with keywords and images. Essentially, a user records or inscribes gathered information on a page while showing the relationships between the concepts involved. According to Zhang at al (2010)” It fully utilizes both the left and right brain, and can be used as a memory aided tool in any field of study, work and life. The use of mind mapping can be assisted with “the adoption of colors, images, codes, and multidimensional approaches to help human memory, so that one could concentrate the mind on the central part, which is, the crucial subject” .If students can represent or manipulate a complex set of relationships in a diagram, they are more likely to understand those relationships, remember them, and be able to analyze their component parts.

This, in turn, promotes ‘‘deep’’ and not ‘‘surface’’ approaches to learning (Biggs 1987; Entwistle 1981; Marton and Saljo 1976a, b; Ramsden 1992). Secondly, for most people, maps are also much easier to follow than verbal or written descriptions, although reservations need to be made in terms of the kinds of ‘‘maps’’ under consideration, for not all maps are equal (Larkin and Simon 1987; Mayer and Gallini 1990). Thirdly, the work involved in mapmaking requires more active engagement on the part of the learner, and this too leads to greater learning (Twardy 2004). “Using Mind Mapping as a study technique”: Farrand at al. (2002) shows, retention and recall are better among students when mind maps were used as a study technique. However, they point out that the users must be motivated towards the use of mind maps, i.e. the students must enjoy using it and obviously be conversant in their use. Chan (2004) studied whether mind mapping can be used as a pre-writing strategy to help explore and generate ideas for writing. He suggests that Mind Mapping tend to help students plan in the following ways:

• to find clearer focus;
• to have better organization of ideas;
• to have clearer ideas;
• to have better ordering of ideas;
• to include more relevant and appropriate ideas;
• to delineate more ideas;
• to have better paragraphing.(YMI)

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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