Internet in Education

The needs to integrate Internet applications in the education field are nowadays assumed by most educational practitioners to be a prerequisite to living in the ‘information technology age’. Internet is one of ICT applications which has been touted as potentially powerful enabling tools for educational change and reform (Tinio, 2003). In fact, Tinio (2003) listed three general approaches to the instructional use of Internet and computer, which are: learning about computers and the Internet (technological literacy), learning with computers and the Internet (technology facilitates learning), and learning through the computers and the Internet (integrating technology with curriculum).

The development of the Internet also has given rise to the virtual classroom and the virtual university. (Attwell, 2007). Learners are now utilizing various Internet applications to support their learning, such as instant messaging, file sharing, social networking and blogging (Attwell, 2007). Meanwhile, a study conducted by Jones (2002) found that the degree to which students use the Internet for resourcing activities suggests that they will very likely to continue using Internet in the future. Though, Hirschheim (2005) expressed concerns on both pros and cons on Internet usage in the field of education. Through Internet, more and new educational opportunities and experiences can be provided to both students and educators (Hirchheim, 2005). Even though Internet delivers convenience and flexibility, losses of educational quality may occur as a result of Internet delivery of lessons (Hirschheim, 2005).

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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