How it Works

online-financialservices.com is the best way to get your money from a trusted vendor. In fact, getting payday loans online has become a very easy task with the sophisticated system we are using to locate the best match for your needs. If you need from $100 to $1,000 dollars in cash, you can apply by submitting our special online form and wait for the result. We will take you directly to the lender that will give you most advantageous terms and fair rates. If everything is acceptable, you will have the money available within just a few hours.

Our lenders have a list of requirements you should know about:

  • You must be working at your current job for at least three months
  • You must have a US citizenship or permanent residency
  • You must be of legal age
  • You must have a minimal income of $1,000 after taxes
  • You must be able to produce a checking account in your name
  • You must provide your home phone number and work home number
  • You must provide a correct e-mail address to be contacted by

Quick Processing

Your application is matched with a suitable lender and takes seconds to arrive to them. You may then be required to provide additional information to the lender. Everything is done quickly without unnecessary paperwork.

Cash sent in no time

The lender that you choose has to approve your application. From that point, you can expect the funds to be deposited any moment.

100% privacy protection

Any data you provide is always properly protected and encrypted, so every transaction is completely secure.

Your debt repaid on its own

Since you are providing your checking account information, there is no need to worry about repaying your debt, the money will be withdrawn from your account automatically.

Late Payment policy

Every lender’s late payment policy may be different. You should always make sure you know what your lender’s policy is on late payment. You should know that before signing the agreement to avoid problems later. You should also be aware of the fact some states have late payment policies, and lenders working in those states are obligated to follow them when providing loans.

Loan extension

Your state laws will be determining whether a loan extension is allowed in your situation. Some states prohibit rollovers, which is something you should keep in mind before getting payday loans online from the lending company you are matched with.

Late payments

If you are late with the payment, you may need to pay late fees or be requested to repay the loan immediately, according to the agreement you sign with your lender. To avoid such situations, it’s important that you plan everything ahead and make sure you have the money you need to repay the loan as agreed.
Members of the Community Financial Services Association of America can offer an extension to their borrowers one time in a one year period.

Loan Default

When the date of repayment has passed, online-financialservices.com lenders have a right to pursue the amount the borrower owes to the full extent of law. Not only can the borrowers face the fees, criminal charges may also apply.
Criminal charges may not be levied if your lender is not a member of the Community Financial Services Association of America
You can get quick payday loans online in just 2 steps.
All you need is to click ‘Apply Now’: getting payday loans online has never been easier!

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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