It was a challenge for the CSR wing of Vedanta to ensure year round livelihood for average farming households and enhance their quality of life. The company adopted multifarious approaches, including training of farmers on benefit of commercially viable sustainable agriculture, organic farming, and managing irrigation by diverting the streams or by using water lift method, and integrated pest management. All agriculture guidance were provided free of cost. Materials help in terms seed, bio fertilizer and pesticides were also provided to the farmers.

Janak took advantage of the agriculture and livelihood promotion program by Vedanta. He participated in Training Sessions; Workshops organized by Vedanta and started practicing the modern and best agricultural techniques bringing into use quality seeds, organic fertilizers and other support. His irrigated land has increased from 0.75 acres to 5 acres. Regular monitoring, technical support rendered by VAL has helped him to increase the productivity of the land. This support by the Company motivated him and reaffirmed his faith with agriculture.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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