Relationship between Abuser & Victim

The spouse was the victim of the current offense for 49% of the subjects and the ex-spouse was the victim in 2% of the cases (divorced at the time of the index offense). Twenty percent of the subjects had victims who were significant others/romantic partners (versus spouse or ex-spouses); 7% had victims who were other family members; 2% of the victims were acquaintances; 4% were strangers; 7% were children; and 9% of the cases involved both a child and adult family member who were the victims of the index offense.

Gender & Age of Victim

Eighty percent of the victims were female, 18 % male, and 2% had both a male and female victim. Seven percent of the identified victims were children (age 12 or younger); 2% were adolescent; 84% were adult; and 7% of the current offenses involved both a child and adult victim.

Degree of Injury

Sixteen percent of the victims were not physically injured during the current offense. Sixty percent received minor physical injuries (e.g., scratches, bruise) and 24% received moderate to severe physical injuries (e.g., significant bruising, sprains, broken bones, cuts) during the current offense.


Sixty percent of the subjects reported they experienced jealousy towards their victim, while 40% denied ever experiencing jealousy towards their victim. Of the 60% admitting to experiencing jealousy, 11% indicated they experienced jealousy towards a prior victim only and 11% towards both a prior and current victim; and 78% indicated they experienced jealousy towards the current victim only, not towards any prior romantic partners.


Eleven percent of the physical abusers engaged in stalking of their victims based on information from the subject, victim, or collateral information. It should be noted however that none of the subjects admitted engaging directly or intentionally in stalking behavior.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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